Posted: Monday, September 18, 2017 2:06 PM
Save on Kentucky auto insurance. Get free instant quotes, compare top providers. Special online rates for KY drivers.
How happy were you the last time you compared rates for car insurance in KY? Want to save money on your auto insurance? Enter your postal zip code below to start comparing low rates from top providers. The quotes are completely free and you are under no obligation of any kind. Here are the Kentucky car insurance sources you've been searching for. Everyone's seen the various commercials on TV and heard all the advertising slogans. Now you can see and decide for yourself! Use the link below and find out why we've become the leading source of locating inexpensive Kentucky auto insurance. From Louisville to Lexington, from Owensboro to Bowling Green, from Pikesville to Paducah, these are the sources for cheap car insurance you've been looking for. Compare free, instant Kentucky auto insurance quotes and yes, even purchase your car insurance policy online if you want to. As always, there's no obligation on your part and it takes only a couple of minutes to see once and for all whether you're getting the lowest rates for your insurance coverage.
The State of Kentucky requires motorists to purchase a car insurance policy that will pay at least $25,000 if one person is injured in an at-fault collision. KY drivers must also carry at least $50,000 in insurance to cover multiple people injured in a single accident. In addition, drivers in Kentucky must have at least $10,000 worth of property damage coverage. This is commonly referred to as 25/50/10 coverage. If you buy car insurance coverage to meet the state's financial responsibility law, you must buy at least the minimum amount. Depending on which type(s) of coverage you purchase, automobile insurance pays for repair, medical expenses, towing, vehicle replacement, court costs, rental cars, and other expenses. Insurance companies strongly recommend that drivers in Kentucky carry more than the minimum required amount of liability coverage. Choosing a policy that only includes state minimum requirements may help drivers get the lowest premiums. However Kentucky uses the tort system to determine who will pay for expenses that arise as the result of an auto accident. The driver who is found at fault is responsible for paying all of the costs incurred. The state minimum-required amount of liability coverage does provide some protection for drivers, but people who cause an accident will have to pay out of their own pockets for damage that goes over their policy's coverage limits. Young people also have to comply with Kentucky financial responsibility laws. In most cases parents can add their minor children to their automobile policy to satisfy the KY financial responsibility requirements. Although adding a young driver to a parents' policy is almost always expensive, it's usually cheaper than buying separate insurance coverage for their minor child. Some KY insurers offer a lower discount rate for teenagers who have completed a Kentucky Department of Transportation approved driver education course. Insurance providers use information such as where you live, the make, model and year of the car you drive, how you use your car and the policy limits you select to determine the rates they will charge you.
For more information on Kentucky, please go to Wikipedia page for Kentucky.
Official State website for Kentucky
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For more information on car insurance requirements, visit the Kentucky Department of Insurance.
• Location: Eastern Kentucky
• Post ID: 6444019 kentucky